Short of funds days before an EMI is due? My EMI helps with a small, short-term loan from our lending partner — money reaches your bank in minutes, your EMI is paid on time, and your credit score stays protected.
100% digital. No paperwork, no branch visits.
A bounced EMI costs more than money — penalty charges, bank fees, and a dent in your credit score that follows you for years. My EMI covers the shortfall so your EMI clears on schedule.
My EMI reads your credit profile and lines up your dues in one place — amounts, dates, and lenders — with reminders before each due date so you're never caught off guard.
Built for one job: making sure a short month never turns into a long-term credit problem.
One bounced EMI can undo years of on-time payments. A short-term loan helps you keep your repayment record clean with the credit bureaus.
Funds move by IMPS/UPI to the bank account we verified as yours — never to a third party, never in cash.
Aadhaar via DigiLocker, PAN checks, a live selfie matched to your Aadhaar photo, and Aadhaar eSign on the agreement. Your data stays encrypted.
Every rupee of interest and fees is in the Key Facts Statement before you sign. Repayment is one auto-debit on the date you picked.
From download to money in account — minutes, not days.
PAN and Aadhaar (via DigiLocker), fully in-app. No documents to upload.
A quick credit check sets your limit and shows your live score.
Review the Key Facts Statement, eSign with Aadhaar, and pick your repayment date for the auto-debit.
A selfie check confirms it's you, then funds land in your verified bank account.